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My previous employer offered a 401k, and so does my current one. I was wondering if I should roll over my old 401k into my new employer's, which also offers a ROTH option, which I have selected. Below are the details of the funds.

Employer Fund Name Fees Current amount Employer match
Old Vanguard Target 2055 0.08% $57,913.84 5% + 4.5% after 1 year
New FIAM INX TD 2055 X 0.1% N/A 4% + 3.5% after 3 years

The two funds are index funds, from what I can tell, that are pretty comparable to each other, but I'm curious if it would be better, both financially and security-wise, for me to roll my old 401k over into an IRA and just start over at my new 401k.



Submitted July 26, 2019 at 09:40PM by FrenzyWolf18 https://ift.tt/2Grtu63

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