Hello everyone Just got to thinking - if you think about what you budget for every month, some of those expenses are absolutely necessary (I.e food, utilities); some are less necessary (like home improvement, life insurance premium, etc) and some are necessary but could probably be deferred (student loans payments, gym membership, maybe even a car payment for a month or two). Obviously we could debate where each of these fall in the spectrum. When it comes to an emergency fund, what is accounted for in an emergency fund? Would you plan to have enough to keep living EXACTLY as you are now for a period of time or would you be able to shave off certain expenses in the short term (I.e forbearance on student loan).
Submitted June 20, 2019 at 10:26PM by mjlmnor http://bit.ly/2FmI5zg
