tldr - My car loan was paid off/closed in error. Do I keep fighting it? Or is the universe providing for me ;)~
Back in early April I noticed that the debt amount in the personal finance aggregator I use dropped fairly significantly - A little research showed that my car loan had been paid in full and was at a $0 balance.
I contacted the finance company right away & told them that as much as I'd hoped I had some secret benefactor that paid off the $8k balance, I didn't think it was likely and that they must have applied someone else's funds to my account in error. They said they'd review it & get the account reopened shortly. Approximately 2 weeks later my normal payment was due & I logged in online to make sure things had been sorted but the account was still showing paid & closed. I called again, spoke to someone new, went through the whole rigmarole again only to be told they'd look into it and get back to me. I made my payment through my bank bill pay anyway & it was returned about a week later.
A few weeks later I called again & got the same response - Since discovering the error I've continued to make my payments (3 in total now) only to have them returned (but at least I can prove I was making them if/when the finance company sorts things out!!!) In the meantime I'm stashing away those payments just in case.
I've called 5 times now in the last 60 days & am getting ready to send in payment number 4 next week only to have it returned as well I'm sure. How much longer do I fight this? Has anyone else had this happen & if so what were the results?
Submitted June 25, 2019 at 04:35PM by randomnessahead https://ift.tt/2Lnyrjk
