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Alright, up front I have about 45k in debt (mostly loans, but about 13k in credit debt). I have my own matching 401k with my company and a decent amount in my savings, I won't be touching either of those. But for the past two years I have been putting away extra change into Acorns resulting in about 7k.

I'm working on changing my spending behavior and I don't really use my credit card any more but I racked up a good amount of debt during school. I have a good job and the Acorns account is just another method I've used to save - in conjunction with an actual savings account and my 401k. Should I use this money to cut my CC debt in half? Or should I continue to just chip away like I have been? Thank you all for the advice!



Submitted May 25, 2019 at 01:34PM by suttoni http://bit.ly/2JEKE3o

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