Backstory: Last year, I paid off my student loans and, unexpectedly, my credit score took a big hit because of it.
I have zero debt and a long history of making payments on time. Credit score is now in the mid 700s.
I have about 50k saved up as a down payment for a small house and I'm trying to get the best possible credit score before I apply for a mortgage.
I'm wondering: should I get a small personal loan, like a few grand, just to have an active installment account on my file to help my credit score?
Submitted May 14, 2019 at 09:40AM by ltdan309 http://bit.ly/2HmtlAo
