I have heard from others that you can send a DVL, but only if the first contact I had with the Debt Collectors is within 30 days. What happens if they have been sending me letters for months or even years? Would is still be wise to send a DVL, and would the same "30-days-to-reply-or-else-debt-erased" status be applied?
Submitted May 15, 2019 at 10:25AM by Credit_Throwawayy4 http://bit.ly/2LHlgf7
