I'm in the process of getting a new job that will be paying about 7$ less an hour than I make now. It's a long process and I may or may not get it, but I want to be prepared if I did get it. I have a truck that I'm paying 500$ a month for until 2024 (got it last year with a 30k loan from my bank). The truck I got has everything I want and more. I was wondering if it would be best to just keep what I have and keep paying on it, or getting something different that would result in a lower monthly payment? Is refinancing a good idea?
I'm currently working overtime at my current job to pay off my credit card and mine and my wife's phones so I'll have 2 less things to worry about.
I'm not familiar with a lot of stuff in the world of money, so I'd appreciate any input you guys give. I'm just trying to make it as easy as I can financially so me and my family aren't riding the struggle bus if I get this job.
Submitted May 19, 2019 at 11:21PM by photosynthesis_day http://bit.ly/2YBKxsG
