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Hi Guys,

I am 28 years old. I do not have any debts, everyting is paid off. I have well paid job and I do not plan to buy anything special in near future, but probably within 3-5 years I'd like to buy an appartment(but let's assume I don't). I have been investing in stock market for 7 years now. Current situation is:

  • I have invested 130k in stock market (different stocks, mainly 95% very secure)
  • I have a loss of 40% right now, mainly because at the beggining I was an idiot :( I don't want to return to this story... I was investing with risky futures and lost a lot of money... It was a painful lesson for me
  • At my stock account there is 80k right now in different stocks
  • In my cash account I have 60k
  • In my "at-hand" account I have always 5k emergency ( e.g. my laptop crashed and I had to but new one; If I touch those money, I just refill it with new salary)

Let's say I have 10k monthly income net (without housing, food cost etc). How to split money between cash and stock market? Maybe it's not a good approach at all? Thank you for your advice! Sorry for my English, I am not native! and the currency is not US dollar :)



Submitted May 12, 2019 at 07:49AM by adasico http://bit.ly/2Jge33G

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