Like the title says, my car was totaled in an accident and my mom, who wasn’t on my insurance, was driving. The accident was the other parties fault but of course they’re claiming it was ours so my insurance won’t cover any of the damage on my car. Our insurances will be going to dispute the accident with a third party insurer (I can’t remember what this kind of meeting is called.. I think arbitration?) and it’s going to take months they said. I need a car to get to my classes and my job.. does anyone know if it’s possible to trade in a car that’s totaled to get a new one? Even if I only get like $100 for it and add the negative equity to something new.. I just need to get around. I also don’t have gap insurance because I wasn’t aware of it when purchasing my car (this was my first car purchase and knowing what I know now about my cars now I would have done things so differently). I know this is such a twisted situation and I’m honestly just expecting to have to be without a car while paying this off.. but if there’s any way to just trade it in or something I would prefer to do that so I have a way to get to school and work.. if anyone has any insight I would greatly appreciate it. 😞
Submitted May 07, 2019 at 01:25AM by blondie5697 http://bit.ly/2YbJlvM
