As the title says, I’m thinking of applying for a new card but I’m about 6-12 months from getting a house. I currently have zero credit card balance, but my wife has about 5K on hers(I’m not in that card she got it before we married). I’m looking to raise my score a bit for when I go for a loan. I was about 5 points from getting approved when I talked to a banker the other day. I got a pre-approval letter for the card.
Will this hurt my credit to much applying this far out?
Submitted May 13, 2019 at 10:05AM by inovermyhead1931 http://bit.ly/2QapJ8R
