So my wife and I are in the process of moving and have applied to several houses(for rent) in the last week. I am able to check my credit score and payment history for free anytime I want on Credit Karma, Credit Sesame, the Transunion, Equifax, and Experian websites, I can even see my Fico score all for free on the web.
What I do not understand is why every application requires a $35 to $75 fee for this service as well as adding a hard inquiry to my credit report AND LOWERING my credit in the process. What benefits does a hard inquiry provide, and why can't this information be viewed for free? I honestly don't get any of this and am looking for some guidance from you all.
THANKS!
Submitted April 10, 2019 at 10:19AM by jaydvd3 http://bit.ly/2VIG5XS
