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I’m a recent grad making 50K, but it’s overwhelming thinking about everything I need to pay off/contribute to. How does someone put the recommended 15% into 401k, max IRA, building 6 months expenses, pay students loans AND save for a house, all while paying rent and other life expenses..

Edit: Conclusion. I’m going to contribute the amount to get full 401k matching, building up 6 months expenses, then pay my student loans as hard as I can. Once I’m debt free, I will increase my retirement contribution to 15% between 401k and IRA, and contribute what’s left to my savings/house down payment.



Submitted April 05, 2019 at 03:07PM by Pwood94 http://bit.ly/2KkJTOa

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