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Hello guys,

Just a little intro. I'm a 22 y/o single, male enlisted in the US military. I've been sitting on about 15k for the past year that been gaining interest in an AMEX 2.1% savings account as well as about 3k in a TD brokerage account thats not doing anything. However, I'd like to see potentially a little more return off of that money. I've done a fair amount of research and read a few books for beginners (Intelligent Investor, Beating the Street, & Random Walk Down Wall Street). I'm not looking to beat the market, and I'm primarily just interested in index funds & ETFs.

I'm having a bit of trouble finding the right time to get in. I know that you shouldn't try to time the market, but this recent volatility and fear of an upcoming bear market has got me a little hesitant.

What should I do? Just go for it and buy up some shares. Dollar cost average and purchase slowly? I'd hate to buy in right at the top of a bull market.

Thanks guys.



Submitted April 08, 2019 at 04:13AM by datniggamikeD http://bit.ly/2U4z6XV

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