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I recently just accepted a job within walking distance of my apartment in DC. I still owe $5,200 on a 3 year old vehicle that has a current trade-in value of $18,000. I pay $480 / month on the loan and about $90 / month on insurance (total monthly cost of $570).

Now that I'll be able to walk to work and would likely only use my car for weekend trips, is it worth keeping? Since I'm still in my twenties, I was thinking of selling it and taking that monthly expenditure and routing it to a Roth IRA.

Thoughts?



Submitted April 25, 2019 at 01:41PM by strawberry-blond http://bit.ly/2UDWcF9

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