(This isnt about insurance I dont know why it tagged that or how to even fit that)
I'll try to make it this short with the details I have. I'm only 21 and am still very new to the adult game. My mom bought a house last year. She has zero equity in it. She was diagnosed with stage 4 colon cancer in November of last year, its since spread to her whole body. Shes been trying to get deferred payments on her house since December but with no luck as they keep requesting more and more paperwork. Shes about to go into foreclosure, she only gets $700 a month and her mortgage is $830. She wants to give me the house because it's the only thing she has to give my siblings and I. I have zero money saved and barely make enough for myself to get by. She cant sustain living there any longer and my siblings and I are in no position to help support her. We dont even know how to go about giving the house to me. I'm also not sure what to do with it. I could rent but I dont know how I can afford to be a landlord. My mother says I cant sell becuase we would get no money out of it. My credit is decent but I have looked at buying a house myself and was only approved for 60,000, her house is atleast 110,000. I'm not even sure what I am asking but I am starting to panic as I have no idea what I am doing or where I even start with taking this house on. I'm going to look into getting a second job but I work full time, go to school, and I'm the only one who can take her to her appointments and be there to emotionally support her. Any advise would be appreciated, like I said I'm inexperienced and starting to panic about losing the only parent I have.
Submitted April 10, 2019 at 02:20AM by Tada_a_Taco96 http://bit.ly/2G0KgYv
