Hello /r/personalfinance -
I'm wondering what my best option is at the moment. Taking into consideration that I don't know the financing rate yet, would it be better to pay my credit card down to sub 30% credit utilization? Or should i keep this cash liquid so I can put more cash down up front?
Not sure if the decrease in utilization (and higher credit score) would outweight the decrease in finance rate if I put more money down.. hope I'm making sense here.
Submitted April 14, 2019 at 09:54AM by Telomir http://bit.ly/2Dh9LEt
