So some basic information. I get paid about 2.2k every month. I’m 20 with no rent or major living expenses so I’m wondering what I can do to maximize my savings. My job has a 401k that they match so I do that to the full match. I also paid off any loans or debts I had which were $2,800 in student loans. I also am currently putting 45% of each paycheck into a 2.6% APY savings account that is in a separate bank from my checking account since I have a habit of transferring over from accounts. So my currently monthly spending as of right now is:
$195 for Transportation (I take public transit this is the cost of my monthly pass)
$200 for food
$79 for gym membership (I’m marathon training and it’s across the street of work. The cost is worth the convenience)
$5 for Spotify
I occasionally splurge ~$50-200 for a race
$60 for entertainment/going out
$1,152 into savings
That leaves me with about another ~$860 per month I don’t know what to do with.
EDIT: sorry for the formatting I’m on mobile and will fix it later
Submitted March 31, 2019 at 09:56PM by TheRealFlowerChild https://ift.tt/2YDv10i
