I have $30,000 in cash that is just sitting in a savings account doing nothing. I plan to keep $10,000 there for an emergency fund and move the other $20,000 somewhere where it will work to make a little bit of money.
I have 3 credit cards, two of which are secured. In the next month I have 3 things falling off my credit report and will probably be able to close out the secure ones and get a regular one.
I have no debt and pay off my credit cards every month. I make $72,000 a year and my rent is less than 30% of what I make.
I want this money to work for me. I also want it to be semi liquid in case I ever need to pull from it. I have only dipped into it once or twice and always paid myself back when I got paid next.
I am also putting 5% of all my checks into savings and my company has a very generous 401k contribution so I don't have to contribute anything.
I am 31 years old and am single and live alone.
Submitted April 18, 2019 at 11:44AM by Bitchin-Technology http://bit.ly/2IGWSac
