Hi all,
I've read the prime directive but wanted some clarification. Basically, I'm wondering why we are instructed to not invest in our HSA until we have maxed out our 401k.
I'm putting 15% into my 401k with 6% match, along with maxing my Roth IRA. That puts me at about 16.6k going into my retirement per year, which is ~33% of my gross pay. I obviously can't max my 401k at the moment, but I am wondering if I should be diverting 5% of my 401k contributions to my HSA. Why not?
Also, I currently have $600 in my HSA and can't make any investments until I hit $1,000, so I'm wondering if I should get it there ASAP so I can put it in a fund.
Thanks in advance!
Submitted March 08, 2019 at 09:07AM by megabyte325 https://ift.tt/2IZwVEI