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I’ll skip how this situation happened(yes I went to wrong hospital, out of my insurance network ). They are charging me this amount simply because they can. I’ve tried to negotiate and make a one time cash payment. They will discount it at 10%... Here’s my question: My only leverage is to let it go to collections and settle with the collection agency. If I do this , how much of a hit will my FICO scores take a hit? I have FICO scores of 850-847-850 and worked hard to get them to this level. Thanks.



Submitted March 08, 2019 at 11:53AM by liljacket-tommyboy https://ift.tt/2UqT8g3

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