I opened a secured Credit Card with Capitol One; they converted the account into a regular credit card, added $200 but never sent me back my initial $1,000 deposit; is this legal?

So yeah, i opened a secured C.C. w/ Capital One. My intial deposit was $1,000. However they told me due to my good job keeping up with the account, they'd convert the secured account to a regular credit car.

So they converted it to a regular credit card and added $200 of their own credit to the account making the total $1,200. They never did refund me my initial $1,000. Is this a industry norm? Or should I ask for my initial $1,000 back?

edit: not relevant; they credited the acc. $300, not $200. (1,300)

Submitted March 13, 2019 at 08:11AM by Fakabats https://ift.tt/2TxVqh4