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Not sure that it matters really, but I have a 401k through my employer in Minnesota. It is automatically set up, so I don't even know how to view my funds. I've never picked what I am investing in, so I don't even know what my money is doing.. Probably just sitting there? I do know that I contribute 6% and that percentage goes up every year until I get to 10%. Company associated with my 401k is Vanguard I believe.

I'm a 22 year old who grew up in a not-so-smart financial situation with the family, they don't really know how to save and I don't think they know anything about 401k, so I came to reddit so somebody can hopefully tell me what I should be doing right now. What is my next step? There's probably only about 2,000 in there including employer match it's fairly new.

Edit: I also have an HSA that I have no idea what I am doing with, but my employer contributes to that too. I don't know what to do with these funds either, I'm close to 2,000 with this as well.



Submitted March 14, 2019 at 06:10AM by TacoBell380 https://ift.tt/2UFq0C8

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