My previous employer provided Aetna insurance. I left that company in mid January, and my coverage ended 1/31/19. Yesterday I opened a letter from my ex insurance provider stating that a prescription was filled after my coverage ended by mistake. The prescription was filled on 2/1/19, the day after my coverage ended. The prescription cost my insurance a little over $1,600 so I am being billed for that amount.
How would the pharmacy have been able to bill my insurance after the coverage end? Is there anything I can do about this? $1,600 is a lot of money for a prescription that I paid a $30 copay for.
There is one potential option I can pursue. Through COBRA I can extend my insurance coverage for a few months, but the premium is $1,000. That’s still a lot but at least slightly less. If it is retroactive hopefully I will be able to use that and then Aetna will consider the payment for the prescription within coverage.
Has anyone encountered a problem like this? I’m not sure what to do, I was not going to pay for COBRA and instead go without insurance until I have insurance from my new employer. The prescription itself is Truvada, so important but it isn’t life threatening or anything like that if I go without it. So I could go without insurance, which was my plan because continuing with COBRA is too expensive. And either way that’s a just a lot of money.
Thanks for any help that you can provide! Hopefully this is enough information provided in this post. I can add any other information too.
Submitted March 17, 2019 at 12:39PM by Populist_Voices https://ift.tt/2FiBHt9
