A bit about me:
I finally paid off my student line of credit and also received a modest inheritance. I have been working steadily but have recently taken a job that trades experience for a decent wage (it’s fine. Just not...good) for at least the next year (with no idea what income will look like following it and will have to job hunt again). I also have the added challenge of two citizenships BUT am a resident in a third (and am applying for citizenship in it).
Having been a broke-ass-broke student for my entire life, having money makes me simultaneously want to buy all the things I haven’t had but also hoard it like a dragon. I have no coherent financial plan. I just want to ensure my money is working versus sitting about.
So with no outstanding debts, I’ve invested part of it using Wealth Simple (because I know nothing about anything! Hurray!). I have some in an TFSA, RRSP and high-interest savings account through Wealth Simple. I also have some in a RRSP and a savings account in Canada.
I always like talking to the “experts” but also have an inherent mistrust about financial advisers as well as paying fees for something that maybe with a bit of research, I could do myself.
Is it worthwhile getting a financial adviser? If so, how does one go about finding one that won’t Bernie Madoff/Royal Commission Into Misconduct in Banking, Superannuation and Financial Services Industry me.
IF NOT, how do I go about learning the $$$ things?
Submitted March 13, 2019 at 04:46AM by jfurball https://ift.tt/2EWBpXy
