I'm helping my dad get a term life policy. He's 59 on a fixed income and a heavy smoker. He wants to try and set something up so my sister and I can have a start at things when he goes. We were quoted at an affordable rate from AAA for 500,000 which would be incredible for my sister and I both of whom have large student debt and could use the help when he passes.
My question is, is AAA reliable for life insurance? When I research it it looks like it's not rated by the BBB and I can only find sites that I'm not sure if I totally trust. This is strange because I had always heard AAA was very reliable We can make the payments, but I want to know if when he goes that life insurance really pays out or if it's all kind of a scam.
I have literally no experience with any of this and am just looking for some advice. Thanks for any that you can offer.
Submitted March 06, 2019 at 07:02AM by RU2CallMeBigPizza https://ift.tt/2Tytj0v