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Hello I have the option to stay on my parent's union's free health insurance for two more years, or to switch to my employer's plan

I believe both plans are from the same health insurance company.

If going with my employer's plan I would most likely choose the high deductible plan to be eligible to open an HSA as a retirement vehicle. (They also offer an HRA)

1) is it possible to refuse my employer's plan and accept their HRA while staying on my parent's plan?

2) Is staying on my parent's plan worth giving up two years of HSA contributions?

I feel like I'm missing something and would like some help, thanks!



Submitted March 24, 2019 at 07:57PM by grossfood21 https://ift.tt/2HEIfoi

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