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I work for a large org, and our ESPP is very generous:

-Contribute up to 10% of my salary every pay period for 6 months blocks -Purchase company stock at a 15% discount on the lower of beginning or end of 6 months -Purchase is made at the end, opportunity to withdraw or lower contribution up until end

What’s are the downsides I’m missing if I just use the plan as a savings vehicle? Save 10% automatically after taxes, make a little something on the immediate sale of stock, usually $500-$1000, rinse and repeat every 6 months.



Submitted February 26, 2019 at 11:38PM by PaulRyansBeard https://ift.tt/2GMcOrz

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