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Late last year I started my first full time benefited job so I figure it's time to start saving for retirement. I put $1500 into Charles Schwab to start a Roth IRA and I'm having some real difficulty selecting what to put my money into. I think I'd like to put $1000 into an index fund like S&P or NASDAQ then the other $500 into bonds, but with the global-political volatility, I don't know if I'm being stupid. Also the CS website is hard to navigate for a new person and I don't know that I'm getting the right thing.

For some context: I'm nearly 25, student debt paid off, employer provided pension for 5% of my gross pay, and I intend to put another 5% into the Roth each month. I watched the Bogleheads videos and I understand conceptually what somethings are, but I've never really invested in anything before.



Submitted February 18, 2019 at 11:59AM by B_Boobs_Finalanswer http://bit.ly/2BF75Qk

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