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Throwaway account here.

My SO is pretty savvy with churning and credit cards and has turned me on to the game a bit.

Currently she's asked me to open a card with 0% interest for balance transfers for 18 months, with the intent to transfer it to another one of her cards at the end of that 18 months, ideally a new no-interest-balance-transfer card. You get the idea.

She's done it before with her own cards and it's the first time she's asked me to get involved. I can do her the favor but my credit score is super super high and if there's any chance of it dropping fast for any reason I'd rather not get involved.

I'm not as savvy as her so my question is, is it really as simple as I hold this balance on this card for 18 months, no harm no foul, and it's either paid or transfered away in 18 months? For clarity, I'm not worried about her up and leaving me with the debt, or not paying it off, or not transferring it.



Submitted February 10, 2019 at 05:12AM by SlPoAsCtE http://bit.ly/2I4s44I

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