I’m 36, my wife is 32. No kids, no house, no debt, but no plan on investments. We were pretty broke for a while, and never had the luxury of worrying about investments. We’ve ended up in stable jobs, about 200k combined salaries, of which we can put away maybe 80k after tax/rent/expenses. We have about 200k cash, and about 150k in our 401k accounts. We each put in about 6% to 401k, plus some more from company matching. We plan on moving to the Bay Area in a few years, so are hesitant to buy a place where we are at, and hesitant to lock money up in long term investments if we’ll need it for a down payment in a couple years. How should we start investing?
Max out 401k? Vanguard? Bonds? High yield saving account?
Submitted February 08, 2019 at 02:36AM by tom128328 http://bit.ly/2BrKKW8
