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I'm a 22-year-old single male with roughly 3 semesters left until I graduate with a degree in Communications/PR.

I'm working part time (roughly $16k gross per annum) and I've lived a minimalist lifestyle throughout college. I still live at home, have my car paid off, and am just living as low-key until I graduate.

My parents pay for half my tuition and I pay for the other half, which comes out to $4,500 out of my pocket each year.

In savings I have ~6,500. In stocks I have ~1,300.

Credit Card debt is limited to $600, while in addition I was able to finance a computer purchase (900 over 12 months) interest free.

For the months I am not paying tuition, I surplus around $500, but obviously in the months that I am paying tuition (4 months each semester) I am slightly in the red.

With all that in mind, should I focus on building up my savings or perhaps putting money in my stock accounts and try to reap gains that way?

Any insight from those who were in a similar position as me would be greatly appreciated.



Submitted February 17, 2019 at 05:21PM by VinoRosso96 http://bit.ly/2S9k0iN

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