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I have close to 60k in credit card debt which was accrued during a period of unemployment a few years ago.

I have a bankruptcy lawyer filing for me who says I won't have any problem getting chapter 7.

I am married but the lawyer said this will not affect my wife's credit at all.

My question is around being able to buy a house. I currently make approximately 110k per year (base salary is 95k). My wife makes about 30k. I am wondering if we'd be able to use her credit to get a mortgage? She has good credit but not much income - I am wondering if the combination of my income and her credit, along with a high down payment will be enough to get a mortgage?

Big thanks to anyone who can give me some insight on this



Submitted February 13, 2019 at 01:20PM by akmc231 http://bit.ly/2SJKqvW

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