I’ve worked for the last 8 years earning far more than what I need to get by. Instead of saving that excess, I spent most of it on cars, luxury items, and whatever else I wanted. I missed out on the stock market’s recovery from the lows of 08-09. I got divorced and lost half of my already low net worth.
Thanks to this community and some maturation, I’ve changed my behavior with money. However, I’ve done the math, and instead of having a nest egg that would allow me to work at a much less stressful job for half my current pay until retirement, I have to maintain my current income and work an additional 10 years to make up for my past behavior.
I’m at a make-or-break point in my career, I don’t know how I’ll survive if I lose this job, and I can’t forgive myself for how stupid I was with my money. How do I forgive myself for past mistakes when I have so much riding on an uncertain future?
Submitted February 22, 2019 at 05:51AM by fun1ton https://ift.tt/2U1gsAP
