Some stats about me:
23, US
0 debt, 0 kids, No degree
Recently got promoted at my 11 month old job to ~73k per year
In total, Mint shows my net worth as about 17k with my 453b plan included
Before this, my net income was probably about 600 dollars a month. I moved out when I was 19 and survived on shit jobs and college aid, but had to drop out of junior college to pursue this job.
Some questions come to mind now that my only clear goal has been satisfied with this 10k emergency account balance:
Currently, this money is split down the middle in two seperate savings accounts at two seperate credit unions, my plan was to open a savings account with Ally and stick it in there as I make essentially 0 interest at the moment. Is this liquid enough?
At this job I have a 457b plan. I am currently at 6% pretax which my employer matches 100%. Should I increase this or look into a roth IRA?
Most heavy on me though, should I go back to college? Some people in my life ask why I'd want to go back to school considering I have a decent job in a field that I wanted in the first place (IT/Programming). But I was really deadset on being the first person in my family to have a BA. But as I mentioned earlier I doubt I'd receive any more help with school financially with my increase in income. Is the cost worth it? Especially considering I had planned on obtaining a BA in philosophy?
Any suggestions would be appreciated.
Edit: formatting, spelling
Submitted February 26, 2019 at 01:06PM by Topshelfpp https://ift.tt/2Vlwkyj
