I work full time and own a part time business. Part time business is super slow and it doesn't make much.
Bought a house last July (condo - 30 year mortgage). I only have one credit card with a balance of about 4K, a Personal Line of Credit with a balance of about 9K, and a personal loan of about 27K.
I'm 36 and I don't have a good financial plan for retirement. I don't have savings, and I feel like I'm living paycheck to paycheck.
I'm thinking about paying off my card first (4K), then the Personal Line of Credit (9K), then the personal loan (27K). I'm paying minimum on all those right now.
Any other recommendations on what I can do to get me to a better financial situation?
EDIT: I'm thinking about consolidating my loans - either increasing my Personal Line of Credit and use that to pay for the credit card, or just getting a bigger loan and combining all those debts. Good idea? Bad idea?
Submitted January 17, 2019 at 08:20PM by emmanuelibus http://bit.ly/2TUvFDm
