I have decided to get my finances in order and grew up in irresponsible poverty, so I never really had anyone to look to for guidance.
My current situation is I owe about 3500 in back taxes that I am in the process of making payment arrangements on.
I have one CC high interest rate, 300$ limit that I am going to use only 20% of the try to boost my credit score.
Money-wise, I’m an independent contractor and I gross about 2200 dollars a month and after putting away 20 percent for taxes I’m left with 1760.
So far my money “plan” is to take 500$ off the top and put into my savings account. Which leaves me 1260 and then I have 610 left over after all bills, minus this month with a one time 300$ bill, which leaves me 300.
I am unsure if I should be saving more/doing something differently. Any tips or advice would be greatly appreciated.
Submitted January 26, 2019 at 09:14AM by ingenuex http://bit.ly/2COOEsh
