I've got about $20k (give or take) in credit card debt, and my salary isn't high enough to allow me to pay down the balances of the three cards much beyond their minimum monthly payments. I am paying more than minimum for the card with the highest interest rate (avalanche method), but I still feel like this is futile and will take forever. My debt-to-income ratio is ridiculously high, and I want to just tackle that as quickly as I can. Should I consider debt consolidation if I can find a lender with a low interest rate?
Submitted January 09, 2019 at 10:38AM by Yimter http://bit.ly/2FgfUTX
