I purchased a 2007 Cadillac DTS in 2017 when i had pretty bad credit score, lower than 600 if i had to guess. It was the cheapest car on the lot and the first place to give me a loan. Its 23% APR, 5 year term. I currently pay 270 a month and have 32 months left. Its not in the greatest shape, but right now, it runs well enough to get me where i need to go. My current situation is a little better than it was in 2017, my score is 718 currently and Im starting to get offers and Im not sure if i should just eat shit for the 32 months and get it over with or should i shop around for a lower APR with a similar term length to what I currently have left on the current loan?
I make about 16.5 to 17k a year.
Submitted January 05, 2019 at 08:02AM by Ghazh http://bit.ly/2sdy4gM
