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Hi! First time posting to reddit, but I’m looking for advice on buying our first home this summer! My fiancé (24m) and I (23f) are recent college grads that have been renting for two years and are ready to own a home! We are very money conscious and focus a lot on having a frugal retirement. With that said, what works best for us? A 15 year mortgage, or a 30 year mortgage (with the one extra payment each year towards principal?). I’ll be honest, I like nice things and will probably end up upgrading to a nicer home after 5 years or so to start a family in. Is the 15 year mortgage worth it for us?



Submitted January 28, 2019 at 05:09AM by Squiddy32163 http://bit.ly/2Mz2gwb

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