I am 26 and have $30k in debt. 25k is student loans and the other 5k is spread out between four different credit cards. I do not have anything in my savings account. I gross $38k a year. I live alone so I am not able to save much. My lease is up next September and I know that I want to move into a cheaper place. I have managed to cut down on my expenses to the point where I should have around $300 to $500 extra per month starting January. Where does this money need to go? I do not know whether I need to pay off my credit card debt while also trying to create a savings account or if I should save a certain amount first. I do know I need to have enough saved to move when the time comes around. I don't know how to deal with any of the uncertainties the new year will bring and it is nerve wracking having to do this alone. Any advice is greatly appreciated!
Submitted December 08, 2018 at 08:56PM by Shantawanda https://ift.tt/2rukCER
