First my info:
22 year old HVAC technician apprentice with approximately 16,000 dollars in my checking/money market. Each month my take home is around 2k, I spent 1300 of it total on everything last month, but that was higher than usual. It probably averages around 1000 to 1100 ish. I have a truck that's payed off and should have no foreseeable issues within the next 4+years besides routine maintenance. Live in California and plan to stay there for the time being.
My plan as of right now is to dump 5500 into a ROTH IRA target date index fund through Vanguard. No 401k option until next year so I'm doing this, this year.
Also filling out the application offers 2 options to do with the interest, reinvest or put it into a market settlement fund, quick rundown?
That's all I can think of, tell me why I'm stupid please, I can take it! Thanks in advance.
Submitted December 10, 2018 at 11:45PM by TunaLarge https://ift.tt/2zVANj3
