I am a soon-to-be college graduate, and I just applied for my first credit card to try to start building up my credit. I've been doing a bit of reading on how to approach payments and building credit -- namely the dichotomy between paying your statements in full and paying enough to leave a balance, with interest. That's neither here nor there for this question, though... I wanted to know if you guys have any tips on how to effectively monitor my credit card use to prevent any sort of overspending. I'd like to know exactly how and when I use my card to balance my checking and am curious if any of you have any particular methods that you found to be helpful or effective at doing that. Any information on this or exercising good credit health in general would be wonderful!!
December 21, 2018 at 11:39AM
