I'm starting to research how to help my mother, as it is clear she will have nothing when she is at an age that she can no longer work or care for herself. I want to have a conversation with her soon.
She is nearing 60 years of age. She and my father are not divorced, but have not had contact in over 10 years (I believe they are separated). She lives with her boyfriend of over 10 years. Her boyfriend owns the home and they do not share accounts; each pays half of everything. She has no savings, and is always paying back people, bills, etc (she lives paycheck to paycheck). She does not have life insurance and as far as I know she has no will.
I have started to realize this is going to be my burden. I'm looking for ideas on where to start and what I should do legally (for example if I paid for a life insurance policy, how to ensure I'm the beneficiary). What are the implications of she and my father not being divorced?
I welcome any advice or links to articles, perhaps even information I can show her to help reality set in.
Submitted December 11, 2018 at 07:58AM by Gemmaroo https://ift.tt/2EpEfGI
