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I have a good chunk of money just sitting in a savings account accumulating minimal interest (about 15k).

I just saw a promotional email from my bank about opening a 40month IRA with a 3.75% APY. Is this a bad investment?

Any other ideas of what I can do with the money sitting in my savings account? Honestly I’m clueless about investing. I budget and make sure all my bills are paid at the end of the day. I have an additional savings account set aside in case of emergency as well.



Submitted December 19, 2018 at 08:54AM by luckypepperoni https://ift.tt/2Bs4EQ8

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