I have struggled with finances my entire adult life. I have been on my own financially since a young age, so I've never had much and had to start from the bottom. Just continuing the grind, building skills and slowly climbing the career ladder, and learning how to stick to a budget has gotten me to the point where I am finally able to just squeeze by on my paychecks without being in the red.
Well I'm getting a fat tax return this year which I already have allocated to car stuff and savings/building up my credit. And I'm 2.5 months away from no longer needing to spend money monthly on some stuff I've been needing for a while for the house/medical.
This means that I am going to adjust my taxes to get to close to 0 next year for my return, giving me at least 500 extra a month. Plus another 500 from the items I will no longer be needing to pay for after March.
1000 dollars is what I'll have extra a month. Some will be allocated towards car stuff, like never financing one again as well as maintenance, and some will go to savings.
Other than that, I will actually have a little breathing room to explore hobbies and activities for me and my family. As well as being able to spend a bit on luxury items for the house... Like a rug.
Looking forward to having a little bit of breathing room and a lot less financial stress. Here's to hoping nothing ruins it. :)
Submitted December 29, 2018 at 07:44PM by YoungishGrasshopper http://bit.ly/2AotkJB
