Hi there,
I'm 22 and currently in community college in. I hate my program, but I have one semester left and I want to see it through. Community colleges in Canada are vocational schools that train for a specific job (paralegal, in my case) so it's hard to branch out of the field you studied after you graduate.
Because of this, I'd like to go to university to expand my career options since I really can't see myself being happy working in law long term.
I have about $15,000 of debt between my car payment, my student line of credit and my car loan. The car will be paid off next February. The problem is, I barely make any money. I'm making about $400 every 2 weeks, with $150 of that going to my car payment, $80 to gas, and $50 to savings. I wish I could work more but because of my school schedule I'm not able to. I've kind of just accepted that my debt is just sitting there and that I won't be able to make any headway on it until I'm working full time again. My parents help me out with my insurance and phone bill, thank God. Getting rid of the car is also not an option, as I both work and go to school far from where I live (sadly my work and school are in opposite directions as well)
I'm not sure what to do. Should I take time off before I go back to try to pay down those loans before I go back, or just bite the bullet and do it? I'm not really sure what would be more beneficial here.
Thank you for any help.
Submitted November 19, 2018 at 01:55AM by _thatlldo https://ift.tt/2Bg8YmB
