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Hello! I'm a PhD student in a fully funded program with a decent stipend ($2500/mo.). Unfortunately, I live in a pretty high CoL city and I send a decent chunk of my stipend back to my family in another state to help them with rent and the like.

Presently, I only have around $7000 in student loan debt; I'm planning to take out around $8000 and am wondering what my potential sources for funding might be. I only qualify for around $1600 worth of loans from FAFSA and I do not qualify for GradPLUS loans because my institution covers the entirety of my tuition. Are private loans my only option? If so, what should I be looking out for so that I don't screw myself on interest rates and the like?

I appreciate your time and assistance! Thank you!



Submitted November 30, 2018 at 10:05AM by m-cmker https://ift.tt/2DTPHJj

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