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This seems like a no brainer I'm sure for most of /r/personalfinance but if your company allows it, you should be having a portion of your salary going directly into your savings or emergency fund every single paycheck. Out of curiosity I decided to go back through my savings/emergency fund and see what I've managed to save over the last full year only to be surprised to find out I've squirreled away nearly $11,000. I had a large amount of my salary going to savings since I was living at home for most of the year, but I didn't have a super high paying job for most of this time (doing better now!) and was always feeling like I was broke between various living expenses and going out or other bad decisions.

It feels good to know that I've been making at least 1 smart financial decision throughout the last year that helps offset some of the stupider ones that I have made. Now to work on making a budget...



Submitted November 16, 2018 at 09:39AM by Lndbrghwrstlr https://ift.tt/2FnNCb7

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