I have spent much of my adult life accruing all sorts of debt. My partner and I have (between us) upwards of $10k in credit card debt and a lot of student loan debt. Neither of us make a lot of money and we only just barely at this point in our lives managed to get our own place free of roommates. Currently, I am being served papers by a CA's lawyer and I feel like I'm on the end of my rope. I don't really think I can get out of this debt, but I'd like to talk to them about getting some sort of payment plan. Is there anything I can do? I don't want to go through court because I don't have any money for a lawyer and I am terrified at the prospect of trying to handle this without help. Am I fucked? Does anyone have any advice for what I should do?
Submitted November 20, 2018 at 12:57AM by SneakyCrab https://ift.tt/2TqbGgi