I was stupid in University and got credit cards to help pay for food etc.
I got another credit card out to help with a down payment on a flat to rent.
So it’s around 6k in bills and the interest is killing me.. if it was interest free I’d be able to pay it off slowly.
I earn 2100 a month now but with these and rent and bills I’m paying out 1300 a month.
With interest only about 80£ is paid off and it’s soul destroying.
I’d love to be able to take out an interest free loan and just pay it off that way easily but I my credit rating will not allow that.
How can I get out of this mess - I earn good now and I can pay it off without the interest!
I’m paying £350 a month to all my CCs
Submitted November 02, 2018 at 06:49AM by myredditusername28 https://ift.tt/2OiYl5L
